Income Protection

Income protection insurance is designed to provide an income should you be unable to work due to illness or accidental injury.

Why do I need Income Protection Insurance?

On average, the UK population would survive financially for just 18 days** should they suffer unexpected loss of income. Ask yourself the following questions:

  • Would state benefits allow me to maintain my current lifestyle?
  • Could I live off my partner’s income indefinitely?
  • Do I have savings I could live off indefinitely?

What does Income Protection cover?

The monthly  income provided by such a policy can be put towards:

  • your monthly mortgage or rental commitments
  • your loan, credit or car finance agreements
  • helping you meet your regular outgoings such as food, utility or internet bills
  • helping you maintain your general lifestyle
  • benefits payable until retirement age

Please contact us to arrange a free review to assess your requirements.

**Information sourced from Legal & General Breadline Report 2013

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