First time buyers

If you are a first time buyer let Lytham Finance guide you through the process of applying for your first mortgage, from when you start looking for a property right up until you pick up the keys to your new home.

We will reduce the time and hassle in applying for a mortgage so if you are thinking about stepping on to the property ladder please do not hesitate in contacting us today.

Here are some important bullet points

  • Up to 95% First Time Buyer Mortgages subject to status
  • In principle lending decision in minutes
  • Reduced hassle – we can help you with the paperwork
  • Ongoing service and support (7 days a week availability)


We will charge a broker fee of between 0.5% and 1.5% of the loan amount, payable on completion. For instance for a £100,000 mortgage the fee will be between £500 and £1,500.The amount we will charge is dependent on the amount of research and administration that is required. 

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Our Latest news
  • New Beginnings

    New Beginnings The past few months have been an exciting time for Lytham Finance. We have welcomed Katie, our Completions Manager, on board and we’ve recently moved into our new offices. To go with these changes, we have also updated…Read more ›
Quick Mortgage Calculator

If you've already seen a property or are looking to re-mortgage, our mortgage calculator will provide a rough guide to your repayments. Contact us for more advice. This calculator provides a guide to monthly payments and does not guarantee eligability for a mortgage. Please contact us for a personalised Key Facts Illustration.

Term (yrs)
Mortgage Amount
Int. Rate %
Monthly payment
Total to pay back
Total interest (£)
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